The Field Credit Officer will onboard and manage businesses accessing Moniepoint's credit products, growing the loan portfolio while ensuring all loans are repaid as and when due.

• Job Location: Osun
• Employment Type: Outsourced (Onsite)
• Salary: Not stated

Moniepoint is Africa's fastest-growing fintech, ranked in 2024 by the Financial Times and trusted by over 10 million business and individual accounts, processing billions of Naira in transactions monthly. The company's mission is to enable financial happiness for every African. Its work environment is field-driven and performance-focused, with a strong emphasis on credit risk assessment and portfolio management.

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint.
• Engage customers to ensure optimal usage of accounts to allow them to qualify for access to credit.
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available.
• Embark on physical visitation to potential borrowers' business places for evaluation of business books, taking inventory and turnover into consideration.
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing.
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance.
• Perform all other credit-related functions as may be assigned by a supervisor.

• Minimum of an OND in any business-related discipline.
• Minimum of 2 years' experience in a sales role for credit products in a financial institution.
• Demonstrable knowledge of credit risk analysis.
• Good knowledge of financial analysis is an added advantage.
• Apt attention to details.
• Proven simple/complex analytical skills.
• Excellent communication, presentation and interpersonal skills.
• Agility and perseverance.

How to Apply
Interested candidates should Apply here.

Why This Job Might Be a Good Fit
This role suits someone with credit sales experience who wants field-based ownership of a loan portfolio rather than back-office credit review. Because Moniepoint operates at scale across Nigeria, the portfolio management and risk assessment work here builds directly transferable experience for senior credit or relationship management roles in fintech and microfinance.

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