The Junior Credit Officer will assist with client registration, loan processing, disbursement, daily collections, and portfolio management. Full training will be provided.

• Job Location: Sango Ota & Ifo (Lagos)
• Employment Type: Full-Time
• Salary: ₦100,000 (Starting)

The organisation is recruiting for this role within a microfinance and credit operations environment. Additional company details were not provided at the time of publication.

• Assist in marketing daily-loan products to prospective clients.
• Support registration of new clients, ensuring accurate documentation.
• Help explain loan terms and repayment schedules to clients.
• Assist in verifying client information and business details.
• Support creditworthiness checks under guidance from senior officers.
• Prepare simple verification reports accurately and on time.
• Help prepare credit files for approval.
• Assist in disbursing approved loans according to company policy.
• Communicate repayment expectations clearly under supervision.
• Support daily collection of loan repayments.
• Maintain accurate records of collections and client details.
• Report repayment challenges to senior officers.
• Assist in maintaining a healthy loan portfolio under supervision.
• Support accurate record-keeping of clients, groups, and repayment schedules.
• Learn to track and report portfolio performance to ensure targets are met.

• Bachelor's degree from a recognized university.
• No prior experience required – full training provided.
• Excellent communication and interpersonal skills.
• Strong attention to detail and organizational skills.
• Willingness to learn and work in a fast-paced, target-driven environment.

How to Apply:
Interested and qualified candidates should send their CV to recruiter.a@fmragency.com.

Why this job might be a good fit:
This role offers a strong entry point into microfinance for recent graduates who want hands-on training in credit operations and portfolio management within a target-driven environment.

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