This Loan Officer role focuses on identifying and visiting SMEs in an assigned area to offer loan products while mobilising deposits and growing the savings customer base. The Officer will collect and verify customer information, prepare loan files, and monitor repayments. Day-to-day work covers field sales, credit assessment, and customer relationship management in Shasha, Lagos.

• Job Location: Shasha, Lagos
• Employment Type: Full-time (Field-based)
• Salary: ₦80,000 basic per month, plus commission

The hiring company hasn't published detailed background information for this listing. This role was sourced from details made publicly available at the time of posting. Applicants should check the official job page for the latest company information.

• Identify and visit SMEs (traders, artisans, shop owners and small service businesses) in your assigned area and offer loan products
• Mobilise deposits from private individuals and grow the savings customer base
• Collect and verify customer information (KYC), and carry out basic business and credit assessments, including field visits
• Prepare loan files and present loan recommendations to the management
• Make sure documentation is complete and accurate before loan disbursement
• Monitor repayments, follow up on due and overdue accounts, and support recovery
• Maintain good relationships with customers and keep accurate daily records
• Meet monthly targets for loan disbursement, deposit mobilisation and portfolio quality

• National Diploma (ND) in Accounting, Banking and Finance, Business Administration, Marketing or a related field; candidates from other fields with relevant sales experience may be considered
• 0–1 year of experience in sales, customer service, banking, microfinance or marketing is an advantage; training will be provided as necessary
• Good communication and negotiation skills, and comfort approaching new customers
• Ability to work in the field, including visiting markets and customer locations
• Honest, disciplined and target-driven, with a high level of integrity in handling customer information and funds
• Basic computer literacy (Excel/Word, mobile apps)
• Ability to speak Yoruba and other local languages is an advantage

How to Apply
Interested candidates should Apply here.

Why This Job Might Be a Good Fit
This role suits someone starting out in microfinance or sales who wants field-based experience with a growing loans and savings company. Because the position covers client acquisition, credit assessment, and repayment monitoring, it builds practical lending and relationship management skills that transfer across microfinance, fintech, and banking.

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