This role is for someone who understands loan portfolios, risk trends, and how data drives smarter credit decisions. 

If you know how to spot risk early, improve portfolio performance, and support strong collections outcomes, this might be for you.

Industry: Financial services

Location: Head Office, Lagos
Reports To: Head, Credit & Risk Management
Team Supervised: Collection Officers


 

• Analyze loan and lease portfolios to identify risk, trends, and opportunities
• Monitor key risk metrics (PD, LGD, EAD) and recommend adjustments
• Track defaults, concentration risk, and stress losses
• Prepare regular portfolio performance and risk reports for management
• Monitor compliance with credit and risk policies
• Oversee the collections team and improve debt recovery processes
• Provide insights and recommendations to improve credit quality and processes
• Train team members on risk trends and best practices

• Bachelor’s degree in Finance, Accounting, or a related field
• 3 years experience in portfolio risk, credit risk, or collections (financial services preferred)
• Strong understanding of credit risk management and loan portfolios
• Advanced Excel skills and strong reporting ability
• Experience supervising or working closely with collections teams
• Strong analytical, communication, and decision-making skills

Apply here: careers@conceptgroup-ng.com