The SME Officer will drive business growth within the SME segment through customer acquisition, relationship management, credit origination, portfolio management, and the delivery of tailored banking solutions. This role requires a candidate with 2-5 years of experience in SME, Commercial, or Business Banking.

• Job Location: Abia, Anambra, Ebonyi, Enugu, Imo
• Employment Type: Full-Time
• Salary: Not stated

Polaris Bank Limited is a Tier II Nigerian bank established by the Central Bank of Nigeria on September 21, 2018, offering commercial banking services. The bank caters to individuals and corporate entities through Retail, SME, Commercial, and Corporate banking, as well as products for Government MDAs. Polaris Bank is a market leader in Revenue Collection in about 30 of 36 states in Nigeria.

• Acquire and onboard SME customers to grow the business portfolio.
• Develop and maintain strong relationships with SME clients, identifying opportunities for cross-selling and enhanced customer value.
• Assess customer financing needs, prepare credit proposals, and monitor loan portfolio performance.
• Drive growth in loans, deposits, and non-interest revenue in line with assigned targets.
• Ensure compliance with credit, operational, KYC/AML, and regulatory requirements.
• Monitor market trends, competitor activities, and emerging business opportunities within the SME sector.
• Collaborate with internal stakeholders to deliver efficient customer service and operational excellence.

• Bachelor's degree in Finance, Economics, Business Administration, Accounting, or a related field.
• 2-5 years' experience in SME, Commercial, or Business Banking, Sales, or Relationship Management.
• Experience in customer acquisition, credit analysis, and portfolio management.

How to Apply

Interested and qualified candidates should Apply here.

Why This Job Might Be a Good Fit

This role is ideal for a banking professional based in the South-East region with 2-5 years of experience in SME banking, sales, or relationship management. It offers the opportunity to drive business growth and build strong client relationships with a leading Nigerian bank.

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